An Analytical Study of NPA and its Impact on Profitability on Indian Banks

Author: Kumar, Arun & Lal, R.C.

Abstract:
India banking sector serves as a backbone to the country economy. A variety of issues have lately beset the banking industry in India, including asset quality management, non-performing assets and the recovery of bad debts. Non-performing assets (NPAs) and Net profits of the banks has been examined in this study. This study tries to evaluate the effect of some important financial variables on bank non-performing assets (NPAs) and give suggestions for improved NPA management. This study analysed five Indian Public and five Private Banks for the year 2016-2017 to 2020-21. The relationship between net profits and non-performing assets (NPAs) was examined using correlation analysis and P-Value.

Keywords:Profitability, Indian Banks, Indian economy, Non-Performing Assets (NPAs).

DOI:

International Journal of Trade & Commerce (Vol: 11 Issue:1)